Author: Todd Weber
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Emergency Fund: 3 Reasons Why Everyone Should Have One – And A Simple Way To Start From Zero
The early years of my family were a constant struggle to make ends meet. It wasn’t long before we were in debt and stressed out. Whenever unexpected expenses came up, we used credit cards to get by, pushing us further into debt. An emergency fund could have helped. Here’s Why: Experts recommend having a minimum…
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Nobody’s Coming To Save You – Be The Hero You Need
“No one is coming to save you” is the title of a podcast I heard recently. That idea is one that’s been motivating me for a while. I hope it will move you to be courageous and take action now. Hard Times Are Here Clearly, we live in crazy, challenging times. The pandemic, inflation, endless…
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5 Things I Wish I Knew In My 20s That Can Help You Build A Better Future
I wish someone had given me tips like this when I was young. 1. Take time to think deeply about the life you want. Visualize the details of your desired future 10, 20, 30-years out. Write it all down and review it regularly. 2. Don’t paint yourself into a corner with poor choices. Wrong or…
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If You’re 50+ And Short On Retirement Funds, You May Need to Do More Than Save and Invest. Here’s One Idea You May Not Have Considered.
A Late Start According to the 2022 Survey of Consumer Finances, the median retirement balance for people age 55-64 is a mere $185,000 (NerdWallet.com). I didn’t start saving for retirement until after a career change in my 40s. We’ve come a long way, but are still far short of where we want to be. Good,…
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My Journey from Faith Leader to Non-Believer
I became a Christian through a dramatic conversion experience when I was 15 years old. Over a decade later, I became pastor of a congregation which I served full-time for 14 years. But, I no longer believe in God. I don’t want to offend anyone who does believe. For what it’s worth, I want only…
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How I Came To Love SCUBA Diving
I not an an expert diver. Experienced novice, perhaps. I’ve logged over 200 recreational dives and achieved several advanced certifications and training. I have experience in both cold water and tropical environments and appreciate the unique qualities of each. How I first got interested in diving: I was looking for an outdoor activity that my…
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3 Reasons Why You Should Have a Will, and Why NOT to D-I-Y
Losing your parents is a sad and painful experience, to say the least. Both my wife and I lost our parents within the last few years. The process of settling their estates has been another experience itself – actually, two very different experiences. My wife’s parents had a legally executed Last Will and Testament. Working…